Health Insurance Companies Don’t Make Sense: Old News, New Experience

I’ve often heard about insurance companies giving people the shaft, but never experienced it first hand… until NOW. Five months ago when my wife had her first knee replacement surgery, she was in the hospital for 4 days and an in-patient rehab for 2 weeks. She had no complications other than recovering from the surgery itself and rehabbing the knee. After excellent care, she was able to leave the rehab walking with the assistance of only a cain. Fast forward five months and another knee replacement later… Surgery, once again went well; but while in the same rehab facility she was diagnosed with pneumonia, and wasn’t able to start rehabbing the knee until she was in the facility for about 3 days. 6 days into her rehab stay we’re notified that she’s being discharged the next day – after only a 1 week stay! The rehab medical staff and social worker clearly told our insurance company that she’s not ready to be discharged. She can barely walk with the assistance of a walker, and her lungs are still not clear. Insurance company’s response: “We’ll pay for her to use a walker at home.” How does this make sense? Thanks for letting me vent.


2 Responses to Health Insurance Companies Don’t Make Sense: Old News, New Experience

  1. Corey says:

    Wow! That is so crazy…You guys need to step up and get your healthcare going like ours up here in Canada…Sorry to hear about the misses 😦 *hugs*

  2. Kelly says:

    It doesn’t make any sense. I haven’t had to deal much with Health Insurance on my own. My dad was in the Navy, so until I was 23 years old, I got pretty much free health care. I got an individual policy once I turned 23, and I’ve only gone to the walk in clinic 6 times in almost 8 years. I’ve been lucky. My insurance continues to go up every year it’s almost $160 a month, I could really use that money in this economy; I am afraid though if I cancel my policy I will end up tumbling down a flight of stairs or something.

    Once government health plans are available, I will get one. I grew up not being able to choose my doctor, I don’t care as long as I get better. If government run health care is good enough for our troops and our politicians (that’s right!), then it’s good enough for me.

    Just my opinion.

    Oh, and you should watch movie Sicko by Michael Moore.

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